A recent survey of 35,700 workers by the financial education service Financial Finesse, titled Financial Stress Research, reveals the financial vulnerabilities that the working population is currently struggling with. The top worries from 2015, according to the the survey, were not saving enough for retirement (58%), not saving an emergency fund (51%), living beyond their means (34%), and having serious debt (33%).

Gender also plays a role in financial stress with more women reporting unmanageable stress. That only becomes worse when other demographics like age and income are included:

26% of adult women earning less than $60,000 (versus 24% of men in the same income group) reporting having “high” financial stress. Some 20% of all women earning $60,000 to $100,000 per year (versus 17% of men in the same income group) agreed, and 14% of women earning over $100,000 per year (versus 11% of men).

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