This is the last of three parts on how Obamacare will affect LBM dealers. Part one covered how the Supreme Court's decision to uphold Obamacare will mean for dealers, while part two covered the various dates and forms dealers will need to know about.

Knowledge is power, so dealers would be wise to learn as much as they can about the Affordable Care Act before devising strategies to address its implications.

The best source for the latest information is still insurers, which are positioning themselves to be major players as the Act unfolds. Agents and brokers can be helpful local resources for guiding companies and employees trying to figure out what their next move is. But find out where any resource stands on the Act itself to determine how unbiased his or her advice is.